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Friday September 30, 2022
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TOPIC: Insurance

Insurance 05 Jan 2005 15:07 #1

I have been shoeing horses for about 6 years for my self and about a dozen freinds. I went to a school in NC and got Certified. Now I am shoe full time for the public and i was wondering do any of you carry liability insurance and is it avalible? What type of protection do we have from some of the court crazy people.Hoping I will never need it.
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RE:Insurance 05 Jan 2005 19:26 #2

Yes insurance is a very good thing in this day & time. If you are a member of the AFA then you have 50,000 worth of disability insurance already but that want mean anything if a customer wants to sue you. You need General Liability and CCC (Care, Custody, Control). Markel Insurance Company has a very good policy set up just for farriers. They also do horse boarding/breeding/show/sales/hayrides and etc. They have 3 to choose from depending on the amount of coverage that you want. You can call them and they will explain it to you. I checked on it last year and really like to deal w/ them. Good luck and in my opinion money well spent just in case.

www.horseinsurance.com (go to Applications and click farrier and check out the policy for yourself before you call).

Chris
Chris Clark

"No hour of life is wasted that is spent in the saddle."
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RE:Insurance 05 Jan 2005 19:30 #3

  • jseyffer
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I get an insurance package that is very similar to the Markel package (a little higher total liability) from my State Farm agent. They have what they call a "home bases business" policy that works with your homeowners insurance. I have house, car, and business insurance with them and that helps the cost. I found it to be less expensive (there is no such thing as cheap in insurance) than Markel ( I have a 20+ year clean record which also helps the cost), and I have a local agent for questions.


Jack
Jack Seyffer
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RE:Insurance 07 Sep 2005 08:25 #4

riverview farrier wrote:
I have been shoeing horses for about 6 years for my self and about a dozen freinds. I went to a school in NC and got Certified. Now I am shoe full time for the public and i was wondering do any of you carry liability insurance and is it avalible? What type of protection do we have from some of the court crazy people.Hoping I will never need it.
If you'd like to get an insurance, try checking this out http://www.oneshopinsurance.com
I was amazed with the premiums I was quoted on. The entire quote was
automated, simple questions and straight forward answers. Hope this will help!
:) :cool: :) :)
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