A friend and I were in a shop today. He asked if he could pay with a card. The guy said sure and swiped the card through this little thing that plugged into the audio port on his Iphone. And i mean little its like 1" square.
Anyway we both asked about the device. my friend also works for himself and uses CC on a lot of accounts, especially those who stink at paying their bill. BUt he has this big thing he needs to connect to his computer. The shop owner gave him on of the card readers free. I guess the company gives them away. Anyway it looked like a good way to make sure you get paid on questionable accounts if you have a smart phone.
Its 2.5% per swipe, i dont know if you can keep cc on file and I have no idea if thats a good price, but theres no monthly fees and it looks really easy to just have. In fact you could us it for any transaction. I hate credit cards but this seems cool.
www.squareup.com