i saw an add for farrier liability inshurance , it looks affordable $350 a year , but is it necessary/worth it?

I know a guy who has that insurance and he told me they never even received the policy. Well, I guess it's real insurance. Seems like they are in very initial stages with it. You'd think they would have a secure website for payment processing.

Maybe someone else can comment?

IMO, all liability insurance is nonsense, but I guess you'd rather have it then wonder what to do if you make a real mistake. Then again, it's welll known that if someone wants to take you for everything, anything's possible. :confused: It just all depends if they can prove negligence. How many of us are willfully neglegent? Most statelaws will protect you unless you are willfully neglent and a lawyer can prove that in court. A good lawyer can prove anything.

full service farrier wrote:
Yep insurance is both desirable and professional to carry. As i have said before it gives you legal protection so Alans insecurity about being sued is taken care of.

Liability insurance is only useful for acts covered by individual state laws, including each state's veterinary practice act laws. Unless you reside in one of the 6 states where horseshoeing is listed as exempt from the practice of veterinary medicine, I doubt you will find it is worth the money.

reillyshoe wrote:
which 6 states:confused:

linda muggleworth

Alaska, Maine, Maryland, Mississippi, Vermont, and Pennsylvania exempt farriers from veterinary medicine statutes.
While Penn is one, it is still considered to be against the law for farriers to pick shoes for specific issues (as it requires the farrier to first form a diagnosis).