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TOPIC: Accepting credit cards?card reader for smart phone?

RE:Accepting credit cards?card reader for smart phone? 04 Mar 2011 19:36 #16

  • Travis Reed
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Gilreath Horseshoeing wrote:
I have a billing fee. The fee is for printing an invoice, putting it in an envelope, putting a self addressed envelope for return check in there, putting a stamp on it, taking it to the mailbox, and waiting on the check to return. ;)

Cody how much do you charge for this service...........I seen where someone said they did not know about we keeping a cc on file....the supply house keeps mine on file and I never found it to be a big deal
Travis Reed.....


www.sporthorsefarrier.com to direct link..
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RE:Accepting credit cards?card reader for smart phone? 04 Mar 2011 20:21 #17

Travis Reed wrote:
Cody how much do you charge for this service...........I seen where someone said they did not know about we keeping a cc on file....the supply house keeps mine on file and I never found it to be a big deal

$15, it covers my cost and encourages clients to pay on time. I hate billing, im not real patient.:)
Cody Gilreath, CF
www.certifiedtexasfarrier.com
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RE:Accepting credit cards?card reader for smart phone? 05 Mar 2011 05:00 #18

  • Travis Reed
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15 a head sure would make my better half happy...if it went into her pocket... although i like the way you well cover ur cost i feel sure it would not solve my issue...15 i dont think would would sting enough to make them pay that day...i have spoiled them cody..lol.. hell i would ride all my bills longer if all i had to pay was 15..
Travis Reed.....


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RE:Accepting credit cards?card reader for smart phone? 05 Mar 2011 12:58 #19

  • smitty88
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A few farrier friends of mine in the UK
pay the vat for the customer if the pay on the same day

of shoeing
Smitty88
John Mc Loughlin
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RE:Accepting credit cards?card reader for smart phone? 05 Mar 2011 13:19 #20

Travis Reed wrote:
15 a head sure would make my better half happy...if it went into her pocket... although i like the way you well cover ur cost i feel sure it would not solve my issue...15 i dont think would would sting enough to make them pay that day...i have spoiled them cody..lol.. hell i would ride all my bills longer if all i had to pay was 15..

Charge whatever you need to. Or better yet, tell them you will no longer do billing after such and such day.
Cody Gilreath, CF
www.certifiedtexasfarrier.com
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RE:Accepting credit cards?card reader for smart phone? 05 Mar 2011 15:27 #21

  • Travis Reed
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Gilreath Horseshoeing wrote:
Charge whatever you need to. Or better yet, tell them you will no longer do billing after such and such day.

Although I would like to be paid daily...I'm not so sure I wanna take a chance of loosing a client over haveing to wait 2 weeks for a check or even a month...although at5 times its agravating when a lot of money is out but its not so bad that I need to start cutting folks off....what's got me really thinking of CC is when people ask if I. Take a check I always say ...why sure we take mastercard ..visa..checks..gold teeth.... in a jokeing way and they always seem to say do you really take a debit cards........ I really kinda like what smitty said award the client for early pay.....also my better half gets paid bi weekly so I think that's why they clients think nothing of 30 days to pay....its the american way...we are kinda licky in the fact we are in a business that we do get paid daily...
Travis Reed.....


www.sporthorsefarrier.com to direct link..
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RE:Accepting credit cards?card reader for smart phone? 05 Mar 2011 23:15 #22

  • Peters Shoeing
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Jay's right, I would def use it for suspecious first time clients. Now, who's suspecious and who's gonna get offended is another thing altogether.

I think you have to file paperwork or there is some procedure to hold cc's on file lawfully. I dont think you could/would be liable if fraud charges were made, but I wouldnt want to be tangled in it either, wothout proper authorization.

BTW, Does the cc reader still charge you if you run a canceled or insufficent funds card?
Alan Peters
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RE:Accepting credit cards?card reader for smart phone? 06 Mar 2011 00:09 #23

  • Jay Mickle
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Peters Shoeing wrote:
Jay's right, I would def use it for suspecious first time clients. Now, who's suspecious and who's gonna get offended is another thing altogether.

Suspicious is not the point. You provide a service (ie. NOT banking). You are entitled to compensation at the time of service. Grocery stores, department stores, gas stations,etc. get immediate payment or provide credit @ up to 36%/year, why should anyone get offended?
Jay Mickle
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RE:Accepting credit cards?card reader for smart phone? 10 Mar 2011 03:20 #24

BS-Horseshoeing wrote:
Ahh, forgot that one, will do!

Gotcha

We have an I pad app coming out and are hooking up to this same company. It will come with the service. They charge around 2.75% for transactions.

The problem with most merchant accounts is they are expensive. If you do not hit a certain volume you get hit with a penalty on top of a hefty monthly fee. Its cool to have something like their service or mine that does not cost so much and you can use it when you need it. Farriers United CC processing is done by a BB&T bank it is 2.5% on credit cards. We do not have any holds or other problems. If you can fill out a farrier form you can take credit cards. We are working on a program that allows the system to capture the card, so when the invoice is sent it will atomically be paid. We direct deposit when you ask for it Daily/ weekly/monthly it does not matter.
I am a farrier so If you need something you are not dealing with a crappy company you are dealing with another farrier! http://farriersunited.com
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RE:Accepting credit cards?card reader for smart phone? 06 Sep 2011 15:27 #25

I use http://payanywhere.com/ and LOVE IT!
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RE:Accepting credit cards?card reader for smart phone? 06 Sep 2011 23:24 #26

  • Buttermaker
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Peters Shoeing wrote:
Travis, Have you thought about billing with paypal?

Clients can possibly reverse the payment, but you dont have those types of clients. :)

I've been toying with the idea of paypal. A mechanic friend of mine uses it a lot and loves it. I haven't brought it up with customers yet but I have wondered how many of them would use it if offered. They have billing options where you can email invoices and all kinds of things.

I'm not familiar enough with it to offer it yet, but I have wondered how it would be received.
Shane Wood
Central Oklahoma
405-406-9391
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