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TOPIC: workmans comp?

workmans comp? 04 Feb 2011 22:47 #1

Its been a while since I posted anything here, and since that time I have gone to school to become a professional equine massage therapist, I'm not talking about a weekend course but a full fledged program at a regular massage school which has been doing humans for 70 years.
Since all of you regularly work with horses and Barn owners who are concerned with protecting their property and businesses, have you ever been asked to produce any kind of workmans comp protection should you be injured while working on their horse and property?
I've had no problem finding coverage for the services I provide, but protecting the property owner should I be injured has been another issue. One of the barns i am trying to work with has asked for this. Any suggestions on where to go for it as my insurer who protected my construction business is unable to help.
Equidawn: a new beginning for horse and rider
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RE:workmans comp? 05 Feb 2011 08:59 #2

  • Travis Reed
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I could be way off but why would you need worker comp to work on someones property when you are not employ workers..I thought you only had to carry workers comp if you had 4 or more employes..are you sure your not looking for a lib insurance.. contact the farrier and vet and ask what they have and or has the farm asked them for this.. I would guess you would be priv contractor...
Travis Reed.....


www.sporthorsefarrier.com to direct link..
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RE:workmans comp? 05 Feb 2011 15:23 #3

  • Txfarrier
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All I carry is S&W.
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“A bar of iron costs $5, made into horseshoes its worth is $12, made into needles its worth is $3500, made into balance springs for watches, its worth is $300, 000. Your own value is determined also by what you are able to make of...
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RE:workmans comp? 05 Feb 2011 22:50 #4

As an independent construction contractor, I have had to carry comp on myself in the event I fall off a roof and injure myself. The customers I have frequently insist on it, because they worry I could file a claim against their property, should I no longer be able to make a living.
I would think that same principle would apply to the horse industry, since it is a higher risk industry, than say an accountant pushing pencils at the farm desk.
I could be one who worries about too many details, but this is also a barn which could raise the level of clients I serve. I will check what the farrier here does. MOst but not all of the Vet practices here have a number of employees, so its pretty certain they carry it.
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RE:workmans comp? 05 Feb 2011 23:44 #5

  • Tom Stovall CJF
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interested-03 in gray, stuff deleted

As an independent construction contractor, I have had to carry comp on myself in the event I fall off a roof and injure myself.
I would think that same principle would apply to the horse industry, since it is a higher risk industry, than say an accountant pushing pencils at the farm desk.


A sign stating Texas' Limited Liability Law is posted in every public stables, horse show, race track, rodeo, barrel race, jackpot, penning, goat roping, etc., in the state. Most of them read like this:

Any person, including an equine activity sponsor, equine professional, livestock show participant, or livestock show sponsor, is not liable for property damage or damages arising from the personal injury or death of a participant in an equine activity or livestock show if the property damage, injury, or death results from the dangers or conditions that are an inherent risk of an equine activity or the showing of an animal on a competitive basis in a livestock show.
Tom Stovall, CJF
"The only foolish question is the one left unasked."
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RE:workmans comp? 06 Feb 2011 14:50 #6

  • mwmyersdvm
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That law is enacted in Virginia as well, but it won't stop a lawsuit so you will still have to hire an attorney. If they can find a shred of negligence, you can still be held liable.

M. W. Myers, D.V.M.
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